Financial & Program Disclosures

Effective date: [PLACEHOLDER: effective date]

Glonari’s sites describe an ambitious financial experience that is still being built. Before anything else, we want you to understand exactly what these sites are — and are not.

Glonari is not a bank

Glonari is not a bank, and Digital Banker is not a bank account. No Glonari product holds banking deposits, and nothing on these sites is an offer of banking, securities, insurance, or investment services or advice.

Platform value units

Global Dollars, REDs, Glonari Dollars, Glonari Rewards, GLO, G-Power, and Experience Capacity are platform value units and program concepts. They are not money, not bank deposits, and not FDIC insured. They do not pay interest, yield, or dividends, and they carry no promise of appreciation or redemption. [PLACEHOLDER: attorney to confirm the unit list and characterization]

Every figure is an illustration

All dollar amounts, fees, offsets, percentages, timelines, capacities, and scenarios shown anywhere on our sites are illustrative examples, not offers, forecasts, or guarantees. Illustrations exist to explain how a program is designed to work. Actual results, where a program exists at all, can be lower or higher — including zero — and depend on the member, participation, commercial demand, and applicable program terms.

Programs are in development

The products and programs described — Digital Banker, Global Reserve, Gia and Gia Power, Global Connections, the Global Dream programs, Glonari Homes, and the rest — are in development. Program details, features, eligibility, and availability are subject to change and to approval, and some may launch in a different form or not at all.

Questions

If anything on our sites reads like a promise rather than a plan, we want to fix it. Tell us: success@glonari.com.